Kriptovalute su stvorene s vizijom decentralizacije i privatnosti. Njihova osnovna vrijednost leži u mogućnosti obavljanja transakcija bez potrebe za posrednicima poput banaka i vlada. KYC direktno podriva ovu osnovnu filozofiju kriptovaluta. Kada platforma zahtijeva od korisnika da dostavi osobne podatke poput imena, adrese i identifikacijskih dokumenata, gubi se anonimnost koju kripto pruža. Takođe, decentralizacija postaje upitna jer KYC vraća moć u ruke centraliziranih institucija.
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